Identity Theft Protection from Sedona Benefits
It's no secret: Identity theft is a major problem in America.
Think you're not at risk? Unfortunately you are.
- Do you hand your credit card to servers at restaurants?
- Do you sign your credit cards?
- Do you supply personal information over the Internet?
- Do you keep your Social Security number in your wallet or purse?
- Do you leave mail at your home or business for the postal carrier to collect?
- Do you shred unwanted mail with personal information?
Identity theft is the fastest growing crime in America today. Would you know what to do if it happened to you? With the Identity Theft protection, you'll have experienced professionals on your side if it does - plus benefits provide for regular monitoring of your credit report.
Would you know what to do if it happened to you?
- Call your bank and/or credit card company
- Contact the three major credit repositories
- Go through the helpful but expensive steps recommended by the Federal Trade Commission in its 30-page consumer support publication
- Fill out and submit the affidavit form supplied by the FTC to dispute new, unauthorized accounts
- Spend on average $1,500 in out-of-pocket expenses and an average of 175 hours in your efforts to resolve the many problems caused by identity thieves
- Get regular monitoring of your credit report and let the proven leaders in the identity restoration and legal services fields do the work for you.
- Receive prompt notice if any new accounts are opened in your name... or if derogatory notations are added to your credit report.
Experts recommend that you review your credit report regularly. The IdentityTheft Shield makes it easy.
IdentityTheft Shield provides the following services:
Evaluate your current credit standing with:
- An up-to-date credit report through Experian at no added cost
- A personal credit score calculated by an independent scoring service
- A detailed analysis of your personal credit score
Continuous Credit Monitoring
Suspicious activity will be brought to your attention, providing you with early detection. You'll receive prompt notice if the credit repository is notified by Experian that:
- New accounts have been opened in your name
- Derogatory notations have been added to your credit report
- Public records have been added to your report
- Inquiries have been made against your report
- A change of address has been requested
Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you. With the IdentityTheft Shield™, a trained expert will take the steps to restore your name and credit for you:
- Help reduce your out-of-pocket expense and time spent away from work with valuable services from detection to resolution
- Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions, including:
- credit card companies
- financial institutions
- all three credit repositories
- Social Security Administration
- Federal Trade
- Department of Motor Vehicles
- law enforcement personnel
- the U.S. Postal Service
- Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county's records and certain federal watch lists.
- Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent